Debt Consolidation and Personal Finances: Learn the Truth!

An inability to manage credit, growing debt and bankruptcy are all major problems today. On an average day, over 8,000 people file bankruptcy in the United States alone. The Internet is rife with companies that promise help and salvation; to the uninitiated, their words and assurances prey upon those wanting a painless solution.

The January post-holiday credit card bills are often the proverbial straw that breaks the camel's back, where families now have to face the problem of how to pay for the holiday gifts and celebrations without sliding further into debt.

Avoiding these problems, and recovering from overwhelming debt, are what Real Life Debt.com is all about: it's a resource site that's dedicated to helping you learn about your options with credit card debt, debit cards, debt management, debt counseling, privacy, deciding about bankruptcy (and the different types of bankruptcy), and more.

Founder Dave Taylor explains "As a private, independent initiative, we're sure that you'll find Real Life Debt.com to be an excellent resource for understanding and managing your own financial issues. To ensure accuracy, the materials on this site are all from the United States government: one goal of Real-Life-Debt.com is to help people find the excellent material produced by the Federal Trade Commission, Federal Reserve, Consumer Information Center, and similar organizations."

In addition, Real Life Debt also features a weblog (a "blog") with postings from different individuals who share their own challenges managing their personal finances, including bankruptcy, credit card penalties, and much more.

Real Life Debt is an unbiased source of credit card, debt management, privacy and bankruptcy information, without commercial sponsors or a sales pitch. To ensure accuracy, much of the material is from U.S. government sites.

Dave Taylor has been involved with the Internet since 1980. He's written sixteen technical and business books including the best-selling "Creating Cool Web Sites", and his most recent projects are startup 101 info and Ask Dave Taylor.

In The News:

Online Audio Seminar on Debt Relief Helps Consumers
PR Urgent - Aug 26, 2008
Personal finance publishing company offers online audio seminars to help consumers decide between different debt relief options and how to negotiate debt ...

County forgives $557K in debt
Union Democrat, CA - 8 hours ago
Supervisor Mark Thornton criticized the county's debt relief process, saying it's too secretive. "Sunshine is a great disinfectant," he said. ...

All you need to know about online bankruptcy
Thrifty Scot (press release), UK - Aug 27, 2008
A recent report confirmed that as of next year a new form of filing for bankruptcy online would be introduced, and this will be known as a Debt Relief Order ...

Slots to pay down debt
Pittsburgh Tribune-Review, PA - 3 hours ago
The money "should be going to property tax relief." Pennsylvania is spending $48.7 million in slots money on Allegheny County development projects this year ...

It's unfair to give lawyers debt relief
Chicago Daily Herald, IL - Aug 23, 2008
22), comments that they should not be consigned to lives of crippling debt for that choice. If they entered private practice, they would still have a debt. ...

Bankruptcy filings up 28.9 percent
Columbus Dispatch, OH - 21 hours ago
The change decreased filings for a short time because people weren't able to get the immediate debt relief they could previously, said William T. Boda, ...

Five mistakes that will land you in medical debt
CNN - 18 hours ago
The foundation also has a program for "co-pay relief" (if your co-pay is, say, 20 percent, 20 percent of a $200000 hospital bill is a lot of money). ...

Japan cancels repayment of Bangladesh's $680 mln debt
Xinhua, China - Aug 26, 2008
26 (Xinhua) -- Japan will write off 680 million US dollars in debt overdue from Bangladesh under a debt-relief agreement, private news agency UNB reported ...
Japan writes off $680mn debt Gulf Times
Japan exempts $680 million in loans to Bangladesh Reuters India
Japan govt completes cancellation of Bangladesh's $680m debt repayment The New Nation
all 7 news articles

Go Debt Relief, Now a Member Lexington Chamber of Commerce
PR.com (press release), NY - Aug 20, 2008
A slumping economy has more and more consumers looking for help with their credit card debt. Go Debt Relief is assisting people struggling with their high ...

Mortgage Relief Seminar
PR-CANADA.net (press release), Montenegro - Aug 24, 2008
Topics of the seminar will include: New federal/state regulations to help homeowners with their mortgage payments, debt relief services to help relieve ...
debt relief - Google News


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